Welcome to Chatbanter.

We're excited to have you join our forum! To access all the amazing content and services we offer, simply sign up or log in. And the best part? It's completely free to become a member!

Forumregister.com

Our community directory site is the ultimate platform for site administrators to share information about their website offerings and receive free site promotions. We provide you with the most comprehensive and valuable information from various site administrators currently advertising on our platform. Our aim is to ensure that you receive the best possible knowledge and information to help you make informed decisions about your website.

Saving money

I had started saving when I was still studying in high school. I saved my weekly allowance given by my parents especially for my transportation. It's good at the end of the month I have money kept to be used in the future month to come.

It's not easy. It takes a sacrifice of your personal needs to forego them just to continue saving. I repeat it's difficult but I have to for we are poor. Money is important for our family. Thus I saved it

Now I have my own family to raise. It's I'm working. My salary is send to my ATM card. When I receive it, I just withdraw enough our month-long budget and the rest are kept in my bank account.
 
It has been my habit to save money since I was in grade school that until now that habit is still here. What's good in that habit is the control of spending. Somehow I don't splurge even when there is an excess of money because my direction is on how to save. That means the more money I hold, the more savings that I would have.
 
Just place all your money in a bank, you would earn time deposit for it, it's better than just saving money at home. I can't think of a way to save money at home other than not spending it.
 
Generally speaking, people try to save money that is left in their hands after paying bills and buying groceries, etc. However, saving should always start first. After you get your salary, you should save some portion of it, and then manage your expenses with the remaining funds.
 
I am a spender by nature. So what has helped me is dedicating my savings toward something. I establish short (less than a year), medium (1-5 years), and long term (5+years) goals/wants. It's important for me mentally to know that my savings have a purpose, otherwise, it feels expendable to me and I spend it on frivolous things.
 
Seriously in this pandemic i saved nothing. This was the worst year for me where i saved nothing. I am trying best to save money for future.
 

Log in or sign up to benefit more from the forum!

Log in or register to benefit more from the forum!

Sign Up

Creating an account on the forum is completely free.

Register now
Existing user? Sign In

If you have an account, please log in

Existing user? Sign In

Theme editor

Theme customizations

Graphic backgrounds

Granite backgrounds