Do you buy things on credit or do you prefer to pay outright?

[Spikey]

If I have to buy something online or use a streaming service like Netflix then I use my credit card but when I shop locally like at grocery stores I usually use cash.
I do have a good credit rating with my bank but I try not to use my credit card only if I have to.

 

[Sharon]

For larger purchases (like $500 or more) I like to take advantage of no interest options however, I don't mind paying in full if there's an incentive to pay cash. My husband feels differently - he prefers to pay outright regardless what the cost is just so he doesn't have to think about it.

 

[Jay™]

As above i like points.

 

[Ash]

I've bought things on my credit card from time to time but that's only to try and improve my credit score. I've never had to rely on it (so far anyway). I am paying for my Xbox Series X with monthly payments but that's because that was the only way to get it due to the stock issues (no interest)

 

[Sharon]

I'm with you @Ash I love taking advantage of the no interest financing options when they're available OR love earning points and just pay off the bill when the statement hits. I understand that credit card companies are hoping that people will incur interest charges.

 

[Jay™]

They love interest , i pay mine just after the purchase

 

[prake]

At the time of purchase.